This summer has been amazing. It’s the longest, hottest, driest summer I can remember since my childhood. The kind of weather that has meant that every evening has been an opportunity to sit out, walk in the country, take in the air – and every weekend I’ve been able to run the car, roof down, out over the hills.
I have to confess that my Sunday Best car doesn’t go out except in absolutely perfect conditions. Just these kind of summer days when the top goes down and the living is easy. I need to know that sunbeams will glint on her paintwork, the breeze will merely serve keep the heat mellow and that there is absolutely no chance that a single raindrop will touch her leather interior.
I’ll choose good roads – great to drive, with not too much traffic and not so narrow that squeezing past an oncoming car risks her gleaming curves. I’ll even check Google streetview or phone ahead to check that the parking is suitable. No door dints for me.
It’s a philosophy that I’ve had many an argument over. My friends believe that cars are for driving. They’ll take them out on dull days in winter, even in the pouring rain. They argue that if there’s a trip that has to be made, driving the best car will make a chore pleasant, and the dullest journey fun.
I can see their point, but once the swallows depart, I just can’t bring myself to take her out through puddles, accumulating grit under her wheel arches, or worse still, salt as winter sets in.
In practical terms, it means that my friends tax and insure their cars all year round, whilst I wait to see the first swallow before I’m prompted to put the car back on the road.
Taxed and insured, she can emerge from hibernation and take to the lanes of Yorkshire with a throaty roar. It’s a bit more admin, I suppose, but worth it to keep her pristine.
VED is pretty easy to obtain for six months at a time (just don’t forget to declare a SORN at the end of the summer and always take care to tax it before the MOT is due otherwise it gets quite tricky). My car is insured all year round and I let my insurer know that she is SORNed – so if a meteorite landed on the garage she’s still covered by third party insurance.
In theory you can buy short term insurance – however your car wouldn’t be covered at all whilst this wasn’t in effect. If you have gap insurance the situation is more complicated.
You buy gap insurance at the same time or shortly after acquiring your car (with a limit of up to 180 days) and specify the term of the insurance when you buy the policy, so it covers the entirety of the term, whether you’re driving the car or not. You do have to have an insurance policy in place for the gap insurance to cover the car.
It's up to you of course...
Photo: dimcar / Shutterstock.com
Header photo: Direct GAP
by at 27 Jul 2018, 00:00 AM