Why you shouldn't take out GAP insurance from your motor dealer

Why you shouldn't take out GAP insurance from your motor dealer

One thing that makes buying a car from a dealership stressful is that the salesperson will encourage you to take out every add-on they offer. This will include things like scratch and dent insurance, paint protection, a service plan and, of course, GAP insurance. It can be challenging to leave the showroom without spending an extra £1,000 or more! We're here to tell you that there are equivalent or better products available online that could save you a lot of money without sacrificing quality in any way.…

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A guide for young drivers getting car insurance: what to know and what to avoid

A guide for young drivers getting car insurance: what to know and what to avoid

It’s no secret that young drivers’ insurance is typically very costly and can prove quite the expense for parents, guardians or for the young driver themselves. It’s not uncommon for insurance to cost more than the price of the first car, either. On average, quotes for teenagers looking at car insurance can be as much as three times the amount of quotes for drivers who are in their mid-thirties. It’s clear that there is a huge disparity because as young drivers gain more experience and when they hit the age of 25, the insurance drops by almost 30%, continuing to decrease with each birthday. That’s why, here at Direct Gap, we’ve put together this guide for young drivers’ car insurance. The things to know and research as well as the things to be careful of.…

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Four types of other car insurance to protect your vehicle

Four types of other car insurance to protect your vehicle

In the UK, it is a legal requirement to have car insurance. However, there is a wide range of insurance policies you can look into, all of which provide different levels of protection for different aspects of your vehicle. This makes it hard to determine the best one for your needs. Read on to learn more about four possible insurance options and why these can protect you from significant financial harm in the long run.…

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Why you might need scratch and dent cover

Why you might need scratch and dent cover

Car insurance comes in many different forms. While standard motor insurance is compulsory to drive your vehicle on UK roads, other kinds of cover have been created to suit specialist circumstances. When you buy a new car, you may consider additional insurance options available to protect your new car. For example, you could take out Guaranteed Asset Protection (GAP policy) or even a built-for-purpose insurance product for tyres or alloys. Another type of specialist cover you may want to consider is scratch and dent insurance. In the following sections, we take a closer look at this type of insurance and why it might have value for you as a driver.…

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Can GAP insurance help if your car is stolen?

Can GAP insurance help if your car is stolen?

GAP insurance is typically associated with providing cover for a vehicle after it is involved in an accident and must be written off when it is no longer fit for the road. However, GAP policies also provide cover for drivers whose vehicles get stolen. Read on to discover when these policies pay out and when they will not.…

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Factors that affect the price of your car insurance

Factors that affect the price of your car insurance

Car insurance is mandatory for all drivers in the UK, but insurance prices vary wildly depending on a number of factors. Every insurance company will have their own set of risk factors that it will take into account, but there are some general rules that all insurers stick with in the UK. We look at some of these key factors impacting the price of your car insurance.…

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What can cause your car's value to depreciate?

What can cause your car's value to depreciate?

Whenever you buy a new car, you know that you're not likely to have an asset on your hands that holds value in the long run. A new car devalues as soon as your drive it off the forecourt, and unfortunately, there isn't much you can do about it. With this in mind, let's take a look at some of the things that can cause the value of your car to depreciate and what you can do to protect its value in the case of an insurance claim.…

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6 ways to save money on your car this winter

6 ways to save money on your car this winter

As winter approaches and petrol costs continue to rise, you might be getting concerned about quite how much it's costing to run your vehicle. At Direct Gap, we're here to make your driving experience as affordable and economical as possible, so here are our top ways to save money on your car this winter.…

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Gap Insurance - Why buy online?

Gap Insurance - Why buy online?

GAP insurance was created to bridge the difference between an insurance payout and the sum required to buy a like-for-like vehicle or cover your inital outlay for a vehicle. How you buy GAP insurance, however, can have a considerable impact on the amount of money you pay for it.…

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Which UK car buyers require GAP car insurance?

Which UK car buyers require GAP car insurance?

Guaranteed Asset Protection Insurance, known informally as GAP car insurance, is often sold when consumers pick out a brand-new vehicle. This kind of cover was created to help car owners out if an accident happens that results in their vehicle being scrapped or stolen and can’t be recovered.…

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